Tim began his financial career in 1978, and spent eight years in the commodity business on the trading floors of both the Chicago Board of Trade and the Chicago Mercantile Exchange. What followed seemed like a natural progression from working with clients trading commodities to helping clients invest in the stock market in 1985. Since then he has worked in various roles with a few different firms and has always maintained a strong passion to help clients with their investments. A recent milestone for Tim was passing the (CFP) Certified Financial Planning test in March of 2007.
For 25+ years, Tim Clifford has been both an investor and an advisor. Using his experience at Charles Schwab, H&R Block, and Ameriprise, he started Core Wealth Consultants in 2012 with a goal to help clients control what they can when it comes to investing in the market. Investors cannot control the market’s direction — up, down or sideways. What they can control are costs, taxes, and the quality and risk of a portfolio. Cost matters. Taxes make a difference. Aligning quality investments to a person’s risk tolerance and time horizon is important. Tim helps investors with all four factors and makes it simple.
Tim and his wife Mary Ellen moved to Central Florida in 2015 after living in Indianapolis for 25 years. He still spends time serving clients in Indiana and is back and forth to the Hoosier State regularly. They have one daughter, Ashley, who lives in Clermont FL. Tim’s hobbies include riding his road bike, climbing 14ers, mountains, in the lower US, and helping out his community when his commitment and skills are required.